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Submitted by: David Willams
Expressvacationdeals.com offers cheap vacation packages and deals that meet your budget. Book vacations packages from endless options including Cheap Tickets, Hotels, Hawaii Vacation Packages. Exclusive travel deals you won’t find anywhere else.
On the trail of Dracula in Translyvania:
When you go to Transylvania you could be in for a big surprise. Id expected fairytale castles, beautiful churches, a way of rural life stuck in the last century but not bears. Not in Europe. Yet here I was in a clearing in the forest, watching 11 wild brown bears eating the equivalent for them of Coco Pops a highly pungent mixture of cherries, oats, chocolate and dead mice.
I bought an vacation packages. A few airline tickets and cheap hotels and I was ready to go. But the problems started with my exotic car rental. Smashed drivers-side mirror; sizable dent in the passenger-side aft bumper. And no, it wasnt my fault. At least, not entirely. The Discount Hawaii Car Rental agency never asked about damage when I returned the car, but I spent that night agonizing about how much insurance I had purchased and the potential hit on my wallet.
That dollar rental car incident taught me a lesson: always have comprehensive insurance when renting abroadespecially when you are on a European Vacation. where your personal car insurance is unlikely to be valid and deductibles are high. But rental insurance in Europe is tricky. There are different rules for different countries, says Willem Wesselink, who runs the website expressvacationdeals.com
Most rental rates in Europe include liability insurance, which covers damage to anything outside the carbut not to the vehicle itself. For that you need a collision damage waiver (CDW). Some companies include a CDW in the rental rate, while others sell it for $15$30 a day; it may also be offered through your credit card provider. Whether included in the rental rate or acquired separately, a CDW in Europe carries a deductible of around $1,000$2,000even if the damage wasnt your fault. And a CDW doesnt cover your tires, windows, roof, undercarriage, or interior. Nor does it include theft (also called loss) insurance, which costs an extra $5$12 a day. If your car is stolen and you dont have coverage, you could be liable for the full value.
As if all that werent confusing enough, theres something known as super CDW, also called extended, top-up, or excess CDW. These lower your deductible to nearly zero for an extra $20$30 per day.
Finally, a car-rental agent may suggest that you buy personal accident insurance. This provides injury and death benefits for the driver and any passengers. You already may be covered for this by your credit card or travel insurance.
You can buy all of the above coverage from the rental-car company, but it might run as much as $80 a day with advance purchase, or even more if you buy it at the counter. Alternatively, you can rely on the coverage provided by some credit cards, but beware that these policies come with restrictions.
Another option: get a CDW from a third-party insurer; they often charge less than rental companies..
it can be expensive, Willem says. That is, until you need to use it. Then youre very glad you have it.
About the Author: Willem Wesselink is owner of
expressvacationdeals.com
. Where you can find the best vacation packages. Cheap hotels, airline tickets and exotic car rental.
Source:
isnare.com
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